Terms of Use | Privacy Notice | Cookie Notice | Accessibility Statement
Privacy Notice
Privacy notice, cookie notice, terms of use and accessibility statement for yarbis.app. A Subscriber’s relationship with the Company is governed by the Public Legal Framework and the signed Order Form, which prevail over these notices (Section 3.2 of the Framework). Facts in brackets are for the Company to confirm before publication.
A.1 Who we are. Yarbis Mortgage Tech CORP., a Delaware corporation, 8369 Cherry Ln, Laurel, Maryland 20707, USA. Contact: support@yarbis.app.
A.2 What we collect. (a) Information you give us: name, email, telephone, company, professional license details and your message when you use a form, create an account or subscribe. (b) Account and payment information: billing details are handled by our payment processor and we do not store full card numbers. (c) Technical data: IP address, browser type, pages visited and session cookies. (d) Documents and borrower information that Subscribers upload to the Platform are covered by the Public Legal Framework, in which the Company acts as the Subscriber’s service provider, not by this notice.
A.3 How we use it. To provide and secure the site and the Platform, to process subscriptions and payments, to answer messages, to verify professional licenses, to send service messages, and to meet legal duties. We send marketing email only where the law permits and you can unsubscribe at any time.
A.4 What we do not do. We do not sell personal information and we do not share it for cross-context behavioral advertising. We do not collect or use Social Security numbers on the public site.
A.5 Who receives it. Service providers that operate the site and the Platform under contract: hosting and infrastructure, email delivery, payment processing, e-signature, scheduling and the AI and OCR providers listed in the Public Legal Framework schedule of Subprocessors. We also disclose information where the law requires it or to protect rights and safety.
A.6 How long we keep it. Account and contract records for seven (7) years after the relationship ends; contact-form messages for two (2) years; site logs for 90 days. Loan files that Subscribers upload have a ninety (90) day useful life and are deleted under the Public Legal Framework.
A.7 Your choices and rights. Depending on where you live, you may ask us to confirm what we hold, give you a copy, correct it, delete it, or limit its use, and you may appeal our response. Write to support@yarbis.app with the subject “Privacy request.” We verify identity before acting and answer within forty-five (45) days. We do not treat you differently for using these rights.
A.8 Children. The site is for adults. We do not knowingly collect information from anyone under 18.
A.9 Security. We use administrative, technical and physical safeguards described in the Public Legal Framework. No system is perfectly secure.
A.10 Changes. We post changes here with the new date. For material changes affecting Subscribers we give notice by email.